Automatic Credit Rating
ECC Credit Management previously did not support the automatic calculation of a credit rating or credit limit for each business partner. In SAP S/4HANA, decision parameters can now be defined on a customer-specific basis in order to automatically derive a credit rating and ultimately a credit limit.
For the credit rating calculation, internal data about payment practices and country risk for example and the external credit information of a business partner can be transferred into the one evaluation matrix.
The big advantage of it is the automatic calculation of the credit rating and the triggering of subsequent processes, such as risk class and credit limit. This provides valid credit data on a business partner and minimizes the risk of bad debt losses.
If you too are interested in automatic credit ratings, we would be happy to help!